You’re Earning, But Still Broke? Here’s Why And How to Fix It

Let’s be honest earning every month yet struggling by the 20th is more common than you think. At Cravity Studio, we often have open discussions about money habits, because financial stress silently impacts performance, mood, and long-term goals.

Here Are Practical Money Tips Every Working Professional Should Know:

  1. Track Every Rupee
    Use simple apps or even a Google Sheet to track your spending. You’ll be surprised how much those unplanned orders and quick Swiggy lunches add up.
  2. Start a ‘Fixed-Saving’ Rule
    Treat savings like a bill — automate it. Even ₹1,000 a month turns into ₹12,000 by year-end.
  3. Avoid Lifestyle Inflation
    Got a raise? Great! Don’t instantly upgrade your car, phone, or wardrobe. Upgrade your emergency fund first.
  4. Say No (Without Guilt)
    Whether it’s splitting bills you can’t afford or social plans that go over budget — it’s okay to decline. Protect your peace and pocket.
  5. Invest Early — Not Big, Just Early
    A simple SIP of ₹500 started today beats a ₹5,000 SIP started five years later.

At Cravity Studio, we believe in not just growing professionally but also being money-wise. Our culture encourages financial literacy and conversations that empower employees beyond the desk.

Want to work in an environment that talks money, growth, and real life?
📩 Apply at [email protected]

Leave a Reply

Your email address will not be published. Required fields are marked *

Latest Blogs

We love dedication. We value ambition.....

Ahmedabad is buzzing with energy right....

Ever wondered what it’s really like....

What Makes Cravity a Leading Creative....

Gujarat has always sparkled at the....

Case Studies

Oak

Subscribe Now!